check the rates

Still on vacation so here's a short one... Compare credit card rates at http://www.cardtrak.com./ It has a compare feature for side-by-side comparison. You can also choose to filter the selections based on your credit history, what your card goals are (e.g., frequent flyer miles) and you can sort by several features including annual fees.

troll the internet

The following ideas are NOT the least bit creative but I'm on vacation so I'm allowed. Check out the following comparison-shopping sites and coupon sites:

• http://www.smartbargains.com/
• http://www.pricegrabber.com/
• http://www.retailmenot.com/
• http://www.dealsofamerica.com/

save the receipt

Here's one that has saved me TONS of money. Whenever I go to Macy's, I keep the receipts with me. If I happen to go back within a few weeks, or make a point to go back, I take the receipt to a sales clerk and ask if any of the items have reduced prices. They scan the receipt and credit you back the dollar amount on your credit card. Easy peesy! No need to take the purchases with you.

buy kid-sized shoes

Here's an idea given to me by my friend Lalaisha. If you're a woman with smaller feet (size 7.5 and below), go check out shoes meant for kids. Lalaisha was able to score on Keen shoes at Nordstrom's that are normally priced at $90 for the women's size, but only $45 for the girl's size. You're going to have to play with the shoe sizes, but at 50% off, it's worth the effort!!!

queu the library

One of the easiest ways I save money is through my local library - but sometimes the selection is really sparse. Instead of searching around, I use the library's book request process. I typically go on Netflix to check out the latest and greatest in DVDs and on Amazon for the latest books. Then I go on the library's website and fill up my book request queue. The great thing is, it's almost like Netflix but instead of the video showing up in my mailbox, I get an email letting me know my hold is in. On average, I receive about 1-3 videos and 1-2 new books every other week. I keep the queue filled since the wait time for some of the newer items is long. That usually guarantees a steady stream of videos and books coming in.

split the pill

Prescriptions are not cheap. I typically take a 37.5mg dose of mine. I asked my doctor to prescribe me the 75mg version. Why? Many meds are scored which means you can break them in half. That means that when I buy a month's supply, it will actually last me two months. Make sure you talk to your doctor first. Not all meds are scored.